What is pre-need life insurance?
Funeral insurance allows families to pre-fund their pre-arranged funeral.
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How do I prepay my final arrangements?
We offer annuity or funeral insurance options for prepayment.
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What are the benefits of prepaying final arrangements?
At Eirene, we want you to feel confident that you have made an informed choice in choosing to pre-plan with us.
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Updated over a week ago
Who can enroll in Eirene's pre-need life insurance policy?
Any Canadian resident up to the age of 99 can be enrolled.
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Updated over a week ago
What if I already have my funeral pre-paid through another provider, and now prefer to use Eirene?
You can absolutely change the provider of your pre-arrangements at any time.
Written by Eirene
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Updated over a week ago
Can I pre-arrange my funeral without pre-paying?
We are happy to keep your wishes on file without payment.
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Updated over a week ago
Why should I buy funeral insurance if I already have life insurance?
Funeral pre-payment adds additional protection for a specific part of the estate expenses.
Written by Eirene
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Updated over a week ago
How is the process different with Eirene?
Eirene differs in that we offer these services in the comfort of your own home.
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Updated over a week ago
How do I start the pre-need process?
We can help determine if Eirene is the provider for you, and we can setup a meeting discuss the services we offer.
Written by Eirene
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How is my money protected?
We partner with the premiere provider of pre-arrangement funeral funding in Canada, to ensure your money is always safe and secure.
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Updated over a week ago
Who is the policy underwriter? What is the coverage type?
The policy underwriter is TruStage Life of Canada.
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Updated over a week ago
Is pre-planning for seniors only?
No, funeral insurance is available to everyone, regardless of age or life stage.
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Updated over a week ago
Are there any tax benefits or disadvantages?
Funeral funding payments, if made directly to Eirene, have no negative tax consequences at the time of death.
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Updated over a week ago
What if I die before I've finished paying for my funeral insurance?
This varies based on your answers to two health questions.
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Updated over a week ago
What happens if I die far away from home?
You can add repatriation coverage to your funeral funding plan.
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Specific supplies such as cremation urns are not included in your packages. Can they be specified?
Yes, you can certainly add urns or other memorial products to your prepaid agreement.
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Updated over a week ago
What happens if a provider goes out of business?
There are options for clients to find and transfer to another provider or cancel.
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What happens if I move somewhere you don’t operate? Are my arrangements transferrable?
All arrangements are always transferrable.
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Updated over a week ago
In exceptional cases where there is no body to be cremated (e.g. plane crash), what happens to the prepaid funds?
The funds would be returned to the beneficiary you name, tax free.
Written by Eirene
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Updated over a week ago
The BAO’s Consumer Information Guide: A Guide to Death Care in Ontario said to ask about cancellation policies. What is Eirene's policy?
All prepaid funeral/transfer service contracts have a 30-day cooling-off period.
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Updated over a week ago